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Fast, Flexible, and Reliable Real Estate Financing with Rewarding Results

Welcome to R&F Commercial Debt and Equity

Provides summary of primary services

Fast, Flexible, Friendly, and Reliable Real Estate Financing Solutions with Rewarding Results

R&F Commercial Debt and Equity is your premier hard and private money lender providing real estate financing solutions for investors & businesses for Virginia, Maryland, & Washington, DC residential & commercial properties.

We offer a more creative, less bureaucratic alternative to “traditional” commercial financing, assisting our clients in locating, processing & closing the most competitive capital available in the market place. We have our own capital sources, our own investors & reliable institutional partners that lead to responsible lending for rewarding results.

Your Premier Real Estate Financing Solution

  • Up to 100% financing on acquisition & construction/rehab costs

  • Fast, flexible closings (7-10 days or sooner)

  • No pre-payment penalties

  • Interest reserve and/or deferred (transaction dependent)

  • Competitive fees and rates (2-4 Points and 10-12%)

  • Loans starting at $100,000

  • Service in the DC, VA, MD and Southeast region real estate markets

  • Maximum loans at 65% After Rehab Value (ARV)

  • Quick & easy pre-approval process

Mr. Steve Ross, Founder and Principal of R&F Commercial Debt and Equity

Lines of Business

Residential & Commercial Hard/Private Lending

Our team specializes in evaluation, acquisition & operation of residential & commercial assets. This experience & history of successes in mortgage & lending will enhance your financial needs.
Lending Services Include:
Commercial & Residential Financing (Fix-&-Flip, Refinance)
Debt & Equity (Conventional, Mezzanine, and Preferred Equity)  
Multi-Family (Mixed-Use)
New Construction (In-fill, by-right)

Residential/Commercial Acquisition and Development

Washington DC, Northern Virginia & Maryland housing markets provide ideal opportunity to locate ideal residential & commercial real estate.

R&F Commercial Debt and Equity has the capability to acquire, develop and manage single-family properties as both an active investment and as part of a joint venture partnership. Our creative strategies focus on mutually beneficial results with our partnered businesses & investors to ensure successful results every time.

Strategic & Joint Partnerships

We maintain Strategic & Joint Partnerships with large equity firms and commercial / residential lending institutions to finance / fund large developmental projects providing with up to 100% of the capital requirements to include traditional bank financing and preferred equity investment.

Recently, R&F CD&E has actively engaged and is building strategic partnerships with dozens of new construction builders to acquire, develop, construct, and sell In-fill and subject-to properties in the DC, MD, and VA markets. 

Broker & Referral

Connecting, networking and growing with quality businesses and investors is a key strategy of R&F Commercial Debt and Equity. These relationships have led and continue to lead to successful broker and referral opportunities for both parties.

We strive to assist our customers & partners with several services to include:

Asset purchases, Property disposition strategy, Distressed asset purchase, Capital raising, Bank consultation

Developer consultation, Asset work-outs/loan deals &

Factoring & Asset-based lending

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Contact Us: 1-571-318-5029

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R&F Commercial Debt & Equity


3684 Centerville Drive, Suite 120

Chantilly, VA 20151

O: 1-571-318-5029


"Very positive Experience"

"Able to close quickly with no challenges"

"Totally Transparent and Thorough"

R&F understands the process and answers all questions accurately and timely"

"Easy to communicate with and always returns calls and emails"

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