APPLY FOR A LOAN

Give us some details so we can assist your funding and financing needs. We’ll respond quickly to your inquiry and provide the best options to meet your needs.

 

Please provide us with your information via our application form and tell us more about your opportunity. This information will help us provide a quick response to your application.

Or you can call us at (855)-726-3305 for more information about our services.

R&F Commercial Debt and Equity can evaluate your deal based on the information you provide and/or a quick discussion. We'd request any additional information that you can provide to make this process even faster to include

- Address of the Subject Property

- Property/Contract Purchase Price

- Rough Scope of Work/Renovation Budget

- Projected After Repair Value (ARV)

If you don’t have a property at the moment and just need some assistance regarding hard money loans, lending options, financing consultation, or would like to get pre-approved contact us anytime. We are always here to assist with your real estate needs. 

This loan application is intended to collect some basic information from the applicant and does not constitute the full set of information we will need for a pre-approval.  The information you share here along will be protected under our information protection policy.  Our pre-approval process is specific to R&F CD&E and is not the same pre-approval you may receive from other lenders including traditional sources (e.g., banks).  We are an equal opportunity lender and provide client specific services upon request.

Please Let Us Know How You Found Us in the Message Box.  Thank You!

Loan Parameters

  • LOAN TYPE:   INVESTMENT LOANS ONLY (E.G., FIX-AND-FLIP, REFINANCE, BRIDGE / GAP LOANS)

  • PROPERTY TYPE:   RESIDENTIAL PRIMARILY (COMMERCIAL BUSINESS LOANS)

  • LENDING MARKETS:  WASHINGTON DC METRO AREAS (DC, NOVA, & MD) & Southeast Region

  • LOAN AMOUNTS:   $100,000 - $5,000,000

  • LOAN TERM LENGTHS:  6-12 MONTHS (EXTENSIONS AVAILABLE)

  • *INTEREST RATES:   10 – 12% INTEREST ONLY (PER ANNUM)

  • *POINTS/FEES:   2 – 4%

  • MAXIMUM LOAN AMOUNT: 65% AFTER-REHAB VALUE (ARV)

  • DOWN PAYMENT:   UP TO 10%.  ALSO REQUIRED ON ALL LOANS ABOVE 65% WHERE BORROWER WILL PAY DIFFERENCE (AMOUNT REQUESTED – MAX LOAN AMOUNT)

  • PREPAYMENT:   PREPAY ANYTIME; NO PENALTIES

  • BORROWER TYPE:   LLCs ONLY

  • CREDIT:    APPROVAL NOT CREDIT SCORE DRIVEN; WILL PULL CREDIT REPORT/HISTORY TO REVIEW

  • INCOME:    REVEIWED DURING PRE-APPROVAL PROCESS BUT NOT A DISQUALIFIER LOAN AMOUNTS ARE APPROVED BASED ON COLLATERAL, VALUES, EXPERIENCE OF INVESTOR, AND OTHER NON-INCOME CRITERIA

* - DETERMINED BY EXPERIENCE, CREDIT WORTHINESS, REQUESTED LOAN-TO-VALUE & DEAL PARAMETERS

INTEREST CAN BE DEFERRED ON A DEAL-BY-DEAL BASIS

INTEREST RESERVES MAY ALSO BE CONSIDERED

Loan Application